GoHenry: Kids & Teens Banking

GoHenry: where kids go to learn money Give your child a head start in life with GoHenry. Kids aged 6-18 can learn to earn, save, spend and invest with their own money app and card, building healthy money habits for a strong financial future. Plus, parents have their own app—giving them the tools to support their child’s learning. Earn Family & friends Family and friends can gift your child money with Giftlinks and support their learning with co-parent and relative accounts. Instant transfers Send money straight to your child’s card. Automated pocket money Make sending pocket money seamless with automatic payments. Task lists Build a connection between work and earning by setting chores and sending rewards. Free top-ups Get one free top-up a month (Everyday members) or unlimited free top-ups with Plus and Max plans. Wages (13+) Teens can get wages straight to their account with BACS payments. Save & invest Junior Stocks & Shares ISA* Grow a pot of money for when your child turns 18 with a Junior ISA invested in Vanguard's LifeStrategy 60% equity fund. *Capital at risk. The value of your investment can go down as well as up. Savings goals Kids can set savings goals which parents can lock to remove temptation. Interest on savings Plus and Max members can earn interest on their savings, showing them the benefits of compound growth. Parent-paid interest Reward hard work by paying interest on your child’s savings—you choose the amount! Spend Visa debit card A personalised card helps kids feel responsible for how they spend or save. Spending limits Set boundaries around your child’s spending with adjustable limits. Spending notifications Stay in the know with real-time notifications and spending insights. Apple Pay (13+) Teens can add their card to Apple Pay for quick and easy payments. Transfer money with friends (13+) Teens can send and request money with QR codes. Grow Money Missions Kids learn real-life money skills with interactive videos and quizzes. Parent Space Insights and tips to support your child’s learning. Giving Kids can experience giving with in-app donations to the NSPCC. Support & security Zero Liability Policy by Visa Biometric access & protection Bank level encryption Chip & PIN-protected transactions Secure PIN recovery in-app In-app Card Management Customer Support seven days a week GET STARTED! 1. Download the GoHenry app & sign up today 2. Kids start learning instantly with Money Missions 3. Parents can set pocket money, chores & add money 4. Activate your child’s card when it arrives in 5-7 days GoHenry Interest Savings is provided by Bondsmith Savings Ltd, Bondsmith Savings Ltd is registered in England and Wales, No 13223331. Registered office: 124-128 City Road, London, EC1V 2NJ. Bondsmith is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, Firm Reference 955601, for the issuing of electronic money. ©Gohenry Limited. All rights reserved. GoHenry is not a bank. The GoHenry card is issued by IDT Financial Services Limited, a principal member of Visa Europe. IDT Financial Services Limited is a regulated bank, licensed by the Gibraltar Financial Services Commission. Registered office: 57-63 Line Wall Road, Gibraltar. Registered No 95716.
 All communications should be sent to GoHenry Ltd, Spectrum Point, 279 Farnborough Road, Farnborough, GU14 7LS. Apple Pay is a registered trademark of Apple Inc. Junior ISA rules and terms and conditions apply. Tax treatment depends on an individual's circumstances and is subject to change. Investment services are provided by GoHenry Limited, a firm authorised and regulated by the Financial Conduct Authority (FRN: 1013107). The information provided is for informational purposes only and is not intended to be investment, tax or legal advice - nor does it claim to be comprehensive. Speak to a professional if you're unsure about whether investing is right for you. www.gohenry.com/uk/web/terms-and-conditions

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